Definition: Allstate Home Insurance is a type of commercial property insurance that typically covers buildings, land, machinery, equipment, fixtures, and other tangible personal property owned by a homeowner or business. The company provides comprehensive coverage for these assets as well as their contents, including furniture, appliances, and livestock. The Allstate Home Insurance policy is designed to protect the owner against loss due to damage from natural causes like fire, storms, earthquakes, vandalism, theft, fires, hurricanes, floods, and other events that can affect your property. The policy often includes a list of exclusions and limitations to provide specific coverage for certain risks. The definition of "Allstate Home Insurance" is broad in scope and covers all aspects of home insurance, including the purchase, repair, replacement, or sale of buildings, structures, and equipment. It also typically includes coverage for personal property such as furniture, appliances, livestock, and machinery, which are included under the general liability and accident damage coverages. Overall, Allstate Home Insurance is a comprehensive type of commercial home insurance that offers both general coverage and specific protection for various types of property damage.